Compliance Senior Associate

Deskripsi pekerjaan

Regulatory Reporting & BI Submissions 

• Own end-to-end regulatory reporting obligations (monthly, quarterly, annual, and incidental reports) to Bank Indonesia.  
• Ensure 100% on-time and accurate submission, including proper documentation and evidence storage.  
• Maintain and manage a centralized regulatory reporting calendar and submission tracker.  
• Proactively follow up and escalate regulatory risks, including delayed dependencies or unclear requirements.

Compliance Advisory & Stakeholder Management 

• Act as a compliance advisor to Product, Partnership, Operations, and Finance teams.  
• Translate regulatory requirements into clear operational implications, risks, and required actions.  
• Provide accurate and consistent compliance guidance, particularly for regulator-facing matters.   

Documentation & Process Ownership 

• Own lifecycle of compliance documentation including SOPs, regulatory submissions, and audit materials.  
• Ensure all documents are accurate, up-to-date, and submission-ready.  
• Build and maintain a Regulatory Reporting Manual covering all reporting obligations and processes.   

Risk Management & Escalation 

• Apply a risk-based approach to regulatory obligations, prioritizing high-impact and time-sensitive items.  
• Identify potential compliance risks early and escalate proactively to management.  
• Ensure no regulatory obligation is left without clear follow-up, escalation, or resolution.   

Cross-Functional Coordination 

• Coordinate with Product, Engineering, Ops, Legal, and Partnership teams to gather required inputs for regulatory submissions.  
• Align stakeholders on timelines, dependencies, and deliverables.  
• Drive closure of blockers impacting regulatory compliance.   

Audit & Regulatory Support 

• Support regulatory audits, inspections, and follow-up requests from Bank Indonesia.  
• Prepare required documentation, evidence, and responses for regulatory reviews.  
• Ensure readiness for audits through proper documentation and control processes.  

Tanggung jawab

Regulatory Reporting & BI Submissions 

• Own end-to-end regulatory reporting obligations (monthly, quarterly, annual, and incidental reports) to Bank Indonesia.  
• Ensure 100% on-time and accurate submission, including proper documentation and evidence storage.  
• Maintain and manage a centralized regulatory reporting calendar and submission tracker.  
• Proactively follow up and escalate regulatory risks, including delayed dependencies or unclear requirements.

Compliance Advisory & Stakeholder Management 

• Act as a compliance advisor to Product, Partnership, Operations, and Finance teams.  
• Translate regulatory requirements into clear operational implications, risks, and required actions.  
• Provide accurate and consistent compliance guidance, particularly for regulator-facing matters.   

Documentation & Process Ownership 

• Own lifecycle of compliance documentation including SOPs, regulatory submissions, and audit materials.  
• Ensure all documents are accurate, up-to-date, and submission-ready.  
• Build and maintain a Regulatory Reporting Manual covering all reporting obligations and processes.   

Risk Management & Escalation 

• Apply a risk-based approach to regulatory obligations, prioritizing high-impact and time-sensitive items.  
• Identify potential compliance risks early and escalate proactively to management.  
• Ensure no regulatory obligation is left without clear follow-up, escalation, or resolution.   

Cross-Functional Coordination 

• Coordinate with Product, Engineering, Ops, Legal, and Partnership teams to gather required inputs for regulatory submissions.  
• Align stakeholders on timelines, dependencies, and deliverables.  
• Drive closure of blockers impacting regulatory compliance.   

Audit & Regulatory Support 

• Support regulatory audits, inspections, and follow-up requests from Bank Indonesia.  
• Prepare required documentation, evidence, and responses for regulatory reviews.  
• Ensure readiness for audits through proper documentation and control processes.  

Kualifikasi

Education & Experience 

• Bachelor’s degree in Law, Finance, Accounting, or related field.  
• 3–6 years of experience in Compliance / Risk / Regulatory roles within:  
• Fintech / Payment Service Providers (PJP), or  
• Banking / regulated financial institutions  
• Hands-on experience with Bank Indonesia regulations and reporting requirements is strongly preferred.   

Core Competencies 

Ownership & Reliability 

• Able to own compliance processes end-to-end within defined scope
• Demonstrates strong discipline in managing deadlines and deliverables  

Issues Identification & Risk Awareness 

• Proactively identifies regulatory risks, deadlines, and dependencies  
• Treats regulatory obligations as high-priority compliance risks  

Analysis & Planning 

• Able to plan tasks, identify dependencies, and manage contingencies
• Exercises sound judgment in determining when to escalate issues

Advocacy & Communication 

• Clearly communicates regulatory risks, consequences, and options 
• Provides practical, actionable compliance advice to stakeholders

Technical & Functional Skills 

• Strong understanding of:  
• Bank Indonesia regulations (PJP, payment systems, reporting)
• Regulatory reporting processes and compliance obligations  
• Ability to draft:  
• Regulatory submissions  SOPs and compliance guidelines  
• Responses to regulator inquiries  
• Strong attention to detail and consistency in documentation and communication